Lender Communications

Houck & Associates, P.C. offers services designed to help you get better financing terms from your lender. We work with you to improve the health of your business. We develop spreadsheets and projections to add support to your creditworthiness.

Cash flow analysis helps you see where and when your money is being spent. It determines how much of a loan you need to survive and when you need to borrow that money. It can also show very clearly where your money is being overspent.

Cash control is required to have the resources to grow your business, look toward retirement and get through the tough times. Cash control involves how you handle your receivables, payables, asset acquisitions and owner draws from the company. We help you understand your business's cash issues and maximize the efficiency of your dollar.

Business plans are required by most lenders. It has been repeatedly proven that written plans lead to success. Every business owner has hopes and dreams of success. We help you put your hopes and dreams into step by step plans to achieve those dreams.

Budgeting is a part of every business plan. We work with you to develop budgets for all your expenditures and sales.

Ratio analysis is what lenders use to assess the health of a business. We do the ratios and let you know how healthy your business looks. We work with you to improve the areas that will lead to a stronger ratio analysis and get you results.

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©2005 Houck & Associates, P.C.
316 SE 123rd Ave., Ste A-5
Vancouver, WA 98683
(360) 892-4348